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KProfsBlog<p>A rare win for an insured in a COVID-related business-interruption insurance claim. But there’s not a great deal to celebrate here. The clam turned on an endorsement that clearly covered losses caused by "infectious or contagious diseases”</p><p><a href="https://social.vivaldi.net/tags/law" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>law</span></a> <a href="https://social.vivaldi.net/tags/contracts" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>contracts</span></a> <a href="https://social.vivaldi.net/tags/insurances" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>insurances</span></a> <a href="https://social.vivaldi.net/tags/COVID" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>COVID</span></a> <a href="https://social.vivaldi.net/tags/litigation" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>litigation</span></a> </p><p><a href="https://lawprofessors.typepad.com/contractsprof_blog/2025/02/a-successful-business-interruption-insurance-claim.html" rel="nofollow noopener noreferrer" translate="no" target="_blank"><span class="invisible">https://</span><span class="ellipsis">lawprofessors.typepad.com/cont</span><span class="invisible">ractsprof_blog/2025/02/a-successful-business-interruption-insurance-claim.html</span></a></p>
Karl Voit :emacs: :orgmode:<p><span class="h-card" translate="no"><a href="https://mastodon.social/@EricAlper" class="u-url mention" rel="nofollow noopener noreferrer" target="_blank">@<span>EricAlper</span></a></span> Yes, this is old.</p><p>However:</p><p>It did not have in-app purchases.</p><p>Oh, it didn't come with <a href="https://graz.social/tags/ads" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ads</span></a>.</p><p>It had no direct or indirect <a href="https://graz.social/tags/expiration" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>expiration</span></a> date where it stopped working altogether.</p><p>It continued working even when its original <a href="https://graz.social/tags/manufacturer" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>manufacturer</span></a> went out of business.</p><p>You really owned it.</p><p>It had no dependency to the <a href="https://graz.social/tags/cloud" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>cloud</span></a>.</p><p>There were no features that stopped working because of some remote marketing guy decided so.</p><p>It didn't contain call-back routines to the manufacturer.</p><p>It did not listen to its surrounding and generate <a href="https://graz.social/tags/voiceprofiles" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>voiceprofiles</span></a> for all people you meet.</p><p>It didn't spy on its buyers and sell those voice profiles an other very personal <a href="https://graz.social/tags/data" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>data</span></a> to <a href="https://graz.social/tags/brokers" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>brokers</span></a> which resell to <a href="https://graz.social/tags/insurances" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>insurances</span></a>, <a href="https://graz.social/tags/advertisement" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>advertisement</span></a> companies and worse.</p><p>You could actually go to any electronic shop to get it repaired.</p><p>It was not overpriced.</p><p>It just played <a href="https://graz.social/tags/music" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>music</span></a>. It was perfect.</p><p><a href="https://graz.social/tags/capitalism" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>capitalism</span></a> <a href="https://graz.social/tags/surveillance" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>surveillance</span></a> <a href="https://graz.social/tags/entshittification" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>entshittification</span></a> <a href="https://graz.social/tags/hifi" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>hifi</span></a> <a href="https://graz.social/tags/hardware" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>hardware</span></a> <a href="https://graz.social/tags/products" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>products</span></a></p>
Hanna<p>This is just terrible!</p><p>The media in <a href="https://masto.ai/tags/Finland" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Finland</span></a> have noticed that insurance companies are now even denying <a href="https://masto.ai/tags/insurances" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>insurances</span></a> from people with <a href="https://masto.ai/tags/ADD" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ADD</span></a> / <a href="https://masto.ai/tags/ADHD" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>ADHD</span></a> diagnosis. </p><p>In English: <a href="https://yle.fi/a/74-20031122" rel="nofollow noopener noreferrer" target="_blank"><span class="invisible">https://</span><span class="">yle.fi/a/74-20031122</span><span class="invisible"></span></a></p><p><a href="https://masto.ai/tags/Vakuutusyhti%C3%B6t" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>Vakuutusyhtiöt</span></a> ovat jopa evänneet vakuutushakemuksia ihmisiltä, joilla ADHD.</p><p>Suomeksi: <a href="https://yle.fi/a/74-20030820" rel="nofollow noopener noreferrer" target="_blank"><span class="invisible">https://</span><span class="">yle.fi/a/74-20030820</span><span class="invisible"></span></a></p><p><a href="https://masto.ai/tags/yhdenvertaisuus" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>yhdenvertaisuus</span></a> <a href="https://masto.ai/tags/syrjint%C3%A4" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>syrjintä</span></a> <a href="https://masto.ai/tags/discrimination" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>discrimination</span></a> <a href="https://masto.ai/tags/neurodiversiteetti" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>neurodiversiteetti</span></a> <a href="https://masto.ai/tags/neurodivergent" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>neurodivergent</span></a> <a href="https://masto.ai/tags/vakuutus" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>vakuutus</span></a> <a href="https://masto.ai/tags/vakuutukset" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>vakuutukset</span></a> <a href="https://masto.ai/tags/insurance" class="mention hashtag" rel="nofollow noopener noreferrer" target="_blank">#<span>insurance</span></a></p>